From Sukanya Samriddhi to PPF -- Here's interest of all 13 small savings scheme for October-December quarter 2026

New Delhi: The government recently announced the interest rates for small savings schemes such as PPF, Senior Citizen Savings Scheme, Sukanya Samriddhi Scheme. As per the latest government notification, the rates of small savings schemes will remain same for the third quarter of FY2026-27.

Interest rates applicable to various small savings schemes for the quarter starting October 1, 2026, and ending December 31, 2026, will remain the same as those notified for the July-September quarter, a notification issued by the finance ministry had said.

Under the current rate structure, PPF deposits will continue to earn an annual interest rate of 7.1  percent. The Sukanya Samriddhi Yojana, aimed at encouraging savings for the girl child, will continue to offer 8.2  percent interest, making it one of the highest-yielding small savings schemes. Meanwhile, investments in the National Savings Certificate will continue to fetch an annual interest rate of 7.7  percent.

Check Latest Rate Of Interest Of All 13 Small Savings Scheme applicable For October-December Quarter

Small savings schemes are widely used by retail investors seeking secure and predictable returns and play an important role in household financial planning.

The government's decision to maintain rates unchanged is expected to provide certainty to savers while preserving the attractiveness of these schemes amid evolving interest rate conditions.

The interest rate on small savings schemes, which is majorly operated by post offices,is notified by the government on quarterly basis.