NPS

Confusion may arise in the case of a job change. One may wonder about the future course of their NPS journey and what would happen if the new employer does not offer the option of corporate NPS.

Regulated by the Pension Fund Regulatory and Development Authority (PFRDA), NPS is a government-backed scheme that aims to provide financial security to subscribers post-retirement by setting aside a small portion of their earnings to accumulate in the pension fund.

Workers such as delivery partners can now contribute towards retirement funds without a minimum or maximum limit. The PFRDA introduced the NPS e-Shramik model in October 2025, aiming to bridge the social security gap betwe